Faculty Scholarship

  • Patricia A. McCoy (with Raphael Bostic, Souphala Chomsisengphet, Kathleen C. Engel, Anthony Pennington-Cross, and Susan Wachter)
    Mortgage Product Substitution and State Anti-Predatory Lending Laws: Better Loans and Better Borrowers?
    40 Atlantic Econ. J. 273
    (2012)

  • Patricia A. McCoy
    The Consumer Financial Protection Bureau: Financial Regulation for the Twenty-First Century
    97 Cornell L. Rev. 111
    (2012)

  • Patrcia McCoy (with Kathleen Engel)
    Federal Preemption and Consumer Financial Protection: Past and Future
    31 Banking & Fin. Services Pol'y Rep. 25
    (2012)

  • Patricia A. McCoy and Kathleen C. Engel
    The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps
    (Oxford University Press 2011)

  • Patricia A. McCoy
    Federal Preemption, Regulatory Failure and the Race To the Bottom in U.S. Mortgage Lending Standards, in
    The Panic of 2008
    (Edward Elgar Press, 2010)

  • Patricia McCoy
    Banking Law Manual: Federal Regulation of Financial Holding Companies, Banks and Thrifts,
    LEXIS
    (2d ed. 2000 & cum. supps.)

  • Patricia A. McCoy, Andrey D. Pavlov, Susan M. Wachter
    Systemic Risk through Securitization: The Result of Deregulation and Regulatory Failure
    41 Conn. L. Rev. 493
    (May 2009)

  • Patricia McCoy with Andrey Pavlov and Susan Wachter
    Securitization and Systemic Risk amid Deregulation and Regulatory Failure
    41 Conn. L. Rev. 1327
    (May 2009)

  • Patricia A. McCoy
    Prepared Statement of Patricia A. McCoy Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs
    Hearing on Consumer Protections in Financial Services
    (2009)

  • Patricia A. McCoy, Raphael Bostic, Kathleen C. Engel, Anthony Pennington-Cross, Susan Wachter
    State and Local Anti-Predatory Lending Laws: The Effect of Legal Enforcement Mechanisms
    60 J. Econ. & Bus. 47
    (2008)

  • Patricia A. McCoy
    The Moral Hazard Implications of Deposit Insurance: Theory and Practice
    5 Current Dev. in Fin. & Monetary L. 417
    (2008)

  • Patricia A. McCoy, Elizabeth Renuart
    The Legal Infrastructure of Subprime and Nontraditional Mortgage Lending, in
    Borrowing to Live: Consumer and Mortgage Credit Revisited
    (Harvard/Brookings Press, 2008)

  • Patricia A. McCoy, Raphael Bostic, Kathleen C. Engel, Anthony Pennington-Cross, Susan Wachter
    The Impact of Predatory Lending Laws: Policy Implications and Insights, in
    Borrowing to Live: Consumer and Mortgage Credit Revisited
    (Harvard/Brookings Press, 2008)

  • Patricia A. McCoy, Kathleen C. Engel
    From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership, in
    Segregation: The Rising Costs for America
    (Routledge, 2008)

  • Patricia McCoy
    Banking Law Manual: Federal Regulation of Financial Holding Companies
    Banks and Thrifts
    (2008 Supplement)

  • Patricia A. McCoy
    The Home Mortgage Disclosure Act: A Synopsis and Recent Legislative History
    29 J. Real Est. Res. 381
    (2007)

  • Patricia A. McCoy, Kathleen C. Engel
    Predatory Lending and Community Development at Loggerheads, in
    Financing Low-Income Communities
    (Russell Sage Found., 2007)

  • Patricia McCoy
    Banking Law Manual: Federal Regulation of Financial Holding Companies
    Banks and Thrifts
    (2007 Supplement)

  • Patricia A. McCoy, Kathleen C. Engel
    Turning a Blind Eye: Wall Street Finance of Predatory Lending
    75 Fordham L. Rev. 2039
    (2007)

  • Patricia A. McCoy
    Re-thinking Disclosure in a World of Risk-based Pricing
    44 Harv. J. on Legis. 123
    (2007)

  • Patricia A. McCoy
    Mortgage rate disparities hurt borrowers, communities
    Cleveland Plain Dealer
    (Sept. 29, 2006)

  • Patricia A. McCoy
    Banking Law Manual: Federal Regulation of Financial Holding Companies, Banks and Thrifts (2d ed.)
    (Lexis, 2006 Supp.)

  • Patricia A. McCoy
    A Behavioral Analysis of Predatory Lending
    38 Akron L. Rev. 725
    (2005)

  • Patricia A. McCoy
    Banking Law Manual: Federal Regulation of Financial Holding Companies, Banks and Thrifts (2d ed.)
    (Lexis, 2005 Supp.)

  • Patricia A. McCoy, Kathleen C. Engel
    Predatory Lending: What’s Wall Street Got to Do with It?
    15 Housing Pol'y Debate 715
    (2004)