Consumer Finance Post-Apartheid: The South African Experience

When: November 20, 2009, 8:15 am - November 21, 2009, 5:00 pm
Where: William F. Starr Hall
Contact: Patricia Carbray

Directions: http://www.law.uconn.edu/content/map-school-law-campus

Sponsored by the Insurance Law Center, the Connecticut Insurance Law Journal and the Black Law Students Association
In 2006, South Africa passed landmark legislation to regulate consumer credit. The new South African law represents a sharp departure from consumer credit regulation in the United States. The conference will examine the circumstances that gave rise to the South African law and the effects of that law on access to credit, consumer welfare, business growth (including microfinance), and fair lending. In addition, consumer credit experts from South Africa, the U.S., Canada, and the U.K. will compare their respective approaches to consumer over-indebtedness and bankruptcy.

Keynote Address

Gabriel Davel, Chief Executive Officer, National Credit Regulator of South Africa

U.S. Developments

Dr. Janis Pappalardo, U.S. Federal Trade Commission

Schedule

Friday, November 20

8:45 a.m.	Welcome -- Dean Jeremy Paul
9:00 a.m.	The U.S. Approach to Consumer Credit Regulation in Hindsight Kathleen C. Engel, Suffolk University Law School Patricia A. McCoy, University of Connecticut School of Law Elizabeth Renuart, Albany Law School Moderator: Peter Kochenburger
10:00 a.m.	Coffee Break
10:15 a.m.	The Reasons for the South African National Credit Act Gabriel Davel, Chief Executive Officer, National Credit Regulator of South Africa Penelope Hawkins, FEASibilitY Pty Ltd. Peter Setou, National Credit Regulator of South Africa Moderator: Harry Rajak, Sussex Law School
11:15 a.m.	Discussion Moderator: Patricia A. McCoy, University of Connecticut School of Law
12:15 p.m.	Luncheon
1:00 p.m.	Keynote Address: Gabriel Davel, Chief Executive Officer, National Credit Regulator of South Africa
1:45 p.m.	The National Credit Act Described Michelle Kelly-Louw, University of South Africa
2:30 p.m.	The Experience with the South African Act to Date: Part I Rashid Ahmed, FinMark Trust Penelope Hawkins, FEASibilitY Pty Ltd. Michelle Kelly-Louw, University of South Africa Moderator: Sachin Pandya, University of Connecticut School of Law
3:30 p.m.	Coffee Break
3:45 p.m.	The Experience with the South African Act to Date: Part II André Boraine, University of Pretoria Hermie Coetzee, University of Pretoria Franciscus Haupt, University of Pretoria Melanie Roestoff, University of Pretoria Moderator: Harry Rajak, Sussex Law School

Saturday November 21

9:00 a.m.	Consumer Financial Education and Awareness in South Africa Peter Setou, National Credit Regulator of South Africa Carel van Aardt, University of South Africa Moderator: Cassandra Jones Havard, University of Baltimore School of Law
10:00 a.m.	Coffee Break
10:15 a.m.	Small Business and Microfinance Lending Gerhard Coetzee, University of Pretoria Rashmi Dyal-Chand, Northeastern University Law School Kate McKee, CGAP (World Bank) Moderator: Alan White, Valparaiso University School of Law
11:30 a.m.	Luncheon
Noon	Challenges Going Forward in U.S. Consumer Financial Regulation Janis Pappalardo, U.S. Federal Trade Commission
12:45 p.m.	Roundtable Discussion on Developments in U.S. Consumer Credit Regulation Kathleen Engel, Suffolk University Law School Cassandra Jones Havard, University of Baltimore School of Law Creola Johnson, Moritz College of Law, The Ohio State University Kathleen Keest, Center for Responsible Lending Alan White, Valparaiso University School of Law Discussion Leader: Elizabeth Renuart, Albany Law School
1:45 p.m.	Coffee Break
2:00 p.m.	Roundtable Discussion on Consumer Bankruptcy: A Comparative Perspective André Boraine, University of Pretoria Adam Feibelman, University of North Carolina (Chapel Hill) School of Law Jason Kilborn, The John Marshall Law School Adam Levitin, Georgetown University Law Center Harry Rajak, Sussex Law School Jay Westbrook, University of Texas School of Law Discussion Leader: Jacob S. Ziegel, University of Toronto
3:00 p.m.	Coffee Break
3:15 p.m.	Competition and Consumer Financial Services Regulation Adam Levitin, Georgetown University Law Center
3:45 p.m.	Conceptual Challenges in Access to Credit versus Regulation Gabriel Davel, Chief Executive Officer, National Credit Regulator of South Africa Janis Pappalardo, U.S. Federal Trade Commission Patricia McCoy, University of Connecticut School of Law Jay Westbrook, University of Texas School of Law Discussion Leader: Adam Levitin, Georgetown University Law Center

Registration

Register now!

Registration is free. Continental breakfasts and lunches are included for those who register by Monday, November 16, 2009. For inquiries, call Patricia Carbray at 860-570-5184 or send Patricia Carbray an email. Out-of-town guests may book rooms at the Hartford Downtown Marriott.

If you require reasonable accommodation for a disability, please call Jane Thierfeld Brown at 860-570-5130 at least two weeks in advance.