Professor Patricia A. McCoy's paper, "The Home Mortgage Foreclosure Crisis: Lessons Learned," has been posted on the website of the Joint Center for Housing Studies (JCHS)at Harvard University. Professor McCoy participated in a symposium earlier this year sponsored by the JCHS which focused on sustaining home ownership for low income and minority families.
Professor McCoy, a renowned expert on financial services regulation, is the director of the Law School’s Insurance Law Center, the only such center in the country. Her research and teaching interests span retirement products, banking, securities, life insurance, and mutual funds to public insurance schemes such as Social Security and deposit insurance. Professor McCoy analyzes risk management, moral hazard, and systemic risk through the lens of law, economics, and empirical methods. Her courses include banking and securities regulation, mutual fund law, retirement security law, corporate governance, and consumer finance law.
Recently, Professor McCoy is an advisor to the new Restatement of the Law Third, Consumer Contracts by the American Law Institute. She previously served as assistant director for mortgage and home equity markets for the Consumer Financial Protection Bureau in Washington, DC.