Associate Professor of Law and Roger S. Baldwin Scholar John Aloysius Cogan, Jr. joined the UConn Law faculty in the fall of 2013. Professor Cogan’s current research focuses on health insurance, the Affordable Care Act, and federal health care financing programs such as Medicare and Medicaid. In particular, Professor Cogan is interested in the health insurance rate review process, its historical development, its variations across the states, and its potential to address the underlying costs of health care. Among the Affordable Care Act’s (ACA) many changes to the health insurance landscape is a new level of scrutiny applied to health insurance rate increases. The ACA’s new rate review provisions set minimum standards for “effective” state review of proposed rate increases, create a new mechanism for federal rate review of some proposed rate increases, and provide $250 million in grants to states to strengthen and improve their own rate review processes. Yet, the rate review process employed by the states and the federal government under the ACA is hampered by its reliance on an outdated rate review model and a failure to address the real drivers of spiraling U.S. health care costs. Professor Cogan’s research addresses the limitations of the rate review process and how the process could be improved to include cost control mechanisms.
Professor Cogan, a graduate of the University of Texas School of Law, began his law career as an associate in the Boston office of Day, Berry & Howard (now Day Pitney LLP). After three years of corporate practice and reinsurance litigation work, Professor Cogan left the firm to pursue a Ph.D. in political science. While working on his doctorate in Austin, TX, his mother was diagnosed with cancer. “I spent an entire year dealing with my mom’s health issues, hospitals, insurance companies, and regulations,” says Cogan. “When my mother passed away in 1997, I decided to go into health law.” Professor Cogan teaches Health Law and Health Care Insurance & Finance as an integral part of the UConn Law team of insurance law and financial regulation scholars.